Privacy Policy

Last updated: January 1, 2026

This Privacy Policy describes how Gynza LLC ("Gynza," "we," "us," or "our") collects, uses, and discloses information when you use our websites, mobile applications, and software products, including CreditPerks (collectively, the "Services"). Gynza Group is a brand operated by Gynza LLC.

1. Information We Collect

We collect the following categories of information:

Account information — such as your name, email address, and authentication credentials when you create an account.
Product data — information you provide while using our Services (for example, the credit cards you add to CreditPerks to track benefits). We do not collect or store full card numbers, CVVs, or banking credentials.
Usage and analytics data — device type, operating system, app version, crash logs, and aggregated interaction data used to improve product quality.
Communications — messages you send us through the contact form or via email.

2. How We Use Information

To provide, maintain, and improve our Services.
To personalize features such as benefit tracking and recommendations within CreditPerks.
To detect, prevent, and address technical issues, abuse, and fraud.
To communicate with you about updates, security alerts, and support requests.
To comply with applicable legal obligations.

3. Analytics

We use privacy-respecting analytics tools to understand how our Services are used in aggregate. These tools may collect device and usage information but are configured to avoid collecting unnecessary personal data.

4. Sharing of Information

We do not sell your personal information. We may share information only in the following limited circumstances:

With service providers who process data on our behalf under confidentiality obligations (for example, hosting and analytics providers).
To comply with applicable law, regulation, legal process, or governmental request.
To protect the rights, property, or safety of Gynza LLC, our users, or others.
In connection with a merger, acquisition, or sale of assets, subject to standard confidentiality protections.

5. Data Retention

We retain personal information only for as long as necessary to provide the Services and for legitimate business or legal purposes. You may request deletion of your account and associated data at any time.

6. Security

We use industry-standard technical and organizational measures to protect your information. However, no method of transmission or storage is fully secure, and we cannot guarantee absolute security.

7. Your Rights

Depending on your jurisdiction, you may have the right to access, correct, delete, or export your personal information, and to object to or restrict certain processing. To exercise these rights, contact us at the email below.

8. Children's Privacy

Our Services are not directed to children under 13, and we do not knowingly collect personal information from them. If you believe a child has provided us with personal data, please contact us so we can take appropriate action.

9. International Users

Gynza LLC is based in the United States. By using our Services, you acknowledge that your information may be processed in the United States, which may have data protection laws different from those in your country.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date above and, where appropriate, provide additional notice through our Services.

11. Contact

For questions about this Privacy Policy or our data practices, contact us at GynzaGroup@proton.me.